Frequently Asked Questions (FAQs)
Hello Credit, a brand of AMR Finance Private Limited, is your dedicated partner for understanding your credit profile and exploring suitable financial products. We provide expert analysis of your CIBIL report and offer personalized guidance for responsible credit management. We also act as a Direct Sales Associate (DSA) for RBI-registered Banks and NBFCs.
Log in to your Hello Credit dashboard and enroll for the consultation plan. Securely submit your KYC details to TransUnion CIBIL and complete payment. Your official CIBIL Report and Score will then be immediately available in your dashboard, provided free of charge as an exclusive benefit included with your paid consultation. Our experts will contact you within 24 hours for your session, or you can schedule it.
Our expert analysis offers in-depth insights into your CIBIL report, helping you understand the factors impacting your credit profile and provide guidance about facts.
Loan approval is solely subject to lender policies and your individual profile. As a Direct Sales Associate (DSA) for RBI-registered Banks and NBFCs, we connect you with suitable financial products and guide you through the application process.
Credit score is subject to individual financial efforts on timely repayment and credit mix. We provide comprehensive credit analysis and expert guidance to help you understand your financial profile and offer strategies for responsible credit management.
We can help you explore various financial products such as personal loans, home loans, credit cards, and other relevant solutions offered by our partner RBI-registered Banks and NBFCs, based on your eligibility and financial profile.
Yes, we prioritize the security of your data. We use secure processes for submitting your KYC details to TransUnion CIBIL and accessing your report through our official partnership. Our commitment is to ensure your privacy and data security.
Credit Management Guidance involves personalized advice and strategies provided by our experts to help you understand how to manage your credit responsibly, interpret your credit report, and build healthy financial habits over time. This is part of our consultation service.
Yes, we can still help! We provide comprehensive analysis of your CIBIL report to help you understand the factors contributing to your score. Our experts offer guidance on responsible credit management and can help you explore financial products that might be suitable for your current profile, as well as strategies to strengthen your credit over time. We focus on education and actionable advice.
Hello Credit provides unmatched value and expert guidance for a nominal fee. For just ₹299, you not only receive your Live CIBIL Report instantly, but also personalized consultation with our credit experts. We believe in providing comprehensive value and actionable insights directly.
No. The ₹299 fee is strictly for the Expert Credit Analysis and Consultation Service. It is a service fee for the time and expertise provided to analyze your report. Loan approval is an independent decision by the lender and does not affect this fee
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Company Information
Company NameAMR FINANCE PRIVATE LIMITEDBrand Name: Hello Credit
Corporate Identification Number (CIN)U65990KA2021PTC151810
Registered Address#30, Bharat House, Building Co-Op Society,
BTM Rashtrakavi Kuvempu Nagara, 2nd Stage,
BTM Layout, Bangalore, Karnataka, India - 560076
BTM Rashtrakavi Kuvempu Nagara, 2nd Stage,
BTM Layout, Bangalore, Karnataka, India - 560076
Loan Details
Annual Percentage RateAnnual Percentage Rate (APR) 14%Depending on the loan amount, tenure, and applicant profile
Loan Amount & TenurePersonal Loans from INR 50,000 to INR 2,00,000 with Loan Tenure: 12 - 36 Months
Representative Example
For a loan of ₹50,000 (18 months tenure at 14% p.a. interest). The EMI is ₹3,096. Total Interest payable is ₹5,724. Total Amount Repayable is ₹55,724. APR: 14%. One time processing fee is ₹5,000 (10% of Loan Amount)
Important Disclaimer
Hello Credit (AMR Finance Pvt Ltd) is a technology platform and Direct Selling Agent (DSA) for RBI-registered lenders. We are not a bank or NBFC and do not issue loans directly.
In partnership with TransUnion CIBIL, we provide CIBIL Score & Reports, personalized credit advice, and tools to help users build better credit profiles.