Housing Loan
Housing Loans Starting at 8% Interest
Enter your details to find eligible loan options in minutes.
Interest rates starting from 8 p.a.
Flexible loan tenure from 5 to 30 years.
Longer repayment tenures reduce your monthly EMI.
Multiple Trusted Banks and NBFC Partners.
Find a Home Loan That Fits Your Plans
Home loan not only for building a new house, we provide multiple loan options to make your dream home a reality.
Loan for Building a New Home
Building a new home or planning to start construction? Get a loan at a competitive interest rate.
Loan for Buying an Existing Property
Plan to buy a house or property that is already built? We can help you finance the purchase amount with flexible EMI options.
Home Renovation Loan
Planning to repair, renovate, or expand your existing home? Get a home renovation loan at a low interest rate with flexible EMI tenures of up to 30 years.
Plot Purchase Loan for Building a Home
Get financing for plot purchase and home construction to build your dream home or residential property.
Transfer Your Existing Housing Loan
Transfer your existing high-interest home loan to a new lender and pay a lower interest rate on your home loan.
Home Loan for Apartment Purchase
Get a home loan for your new apartment with attractive interest rates and flexible repayment options.
Here are our happy customers
Kavya K
“I couldn't get the loan approved due to having too many existing obligations. However, the team explained the reasons clearly and guided me with a proper plan to improve my CIBIL score and overall financial health. I really appreciate their honest advice and support. It was helpful to understand the steps I need to take to become financially stronger in the future. Thank you for the guidance!”
Suraj Thakur
“Great Place for a personal loan and Financial support. Quick response by team can get your loan processed within 7 days very kind and helpful staff. Special Thanks for helping me come out of my Financial Struggles.”
Ananya G
“finally I got loans after lots of rejections, thank you team”
Roopa N T
“The process is a bit lengthy and time consuming but it's completely worth it in the end.”
Bulu Jana Jana
“Genuine resolution.”
Prarthana kiran
“We can get the required details with the best solution!”
Calculate Your Home Loan EMI
If the loan amount is ₹10 lakh, the interest rate is 9.99%, and the loan tenure is 5 years, your monthly EMI will be approximately ₹21,242. Check yours now!
Estimated Monthly EMI
₹43,391
Benefits of Getting a Home Loan from Hello Credit
Hello Credit will help you resolve issues in getting a loan and try all possible ways to find the loan amount at a low interest rate.
Support with Credit Score Issues
We will help you address low credit score issues that may lead to loan rejection by providing guidance and support from our team.
Multiple Home Loan Partners
We work with trusted banks and NBFCs, giving you multiple loan options to choose from based on your preferred loan amount, tenure, and interest rate.
Best Loan Options for You
Our team helps you find the lowest possible interest rate, a higher loan amount, and a longer repayment tenure.
Faster Loan Processing
Once you fill in the details requested by the Hello Credit team, our team will respond quickly and help complete the verification process, making your loan application simpler and faster.
Loan Assistance in Multiple Languages
Language is not a barrier to availing a loan. Our multilingual team will help you understand the loan process, answer your questions, and guide you at every step in your preferred language.
Choose an EMI Tenure That Suits You
We help you choose an EMI tenure ranging from short to long-term repayment options based on your repayment comfort and financial needs.
Lending Partners for Your Home Loan
Hello Credit works with multiple trusted banks and NBFCs to help you find suitable home loan options
Utkarsh
BANK Partner
IIFL
NBFC Partner
Home First connect
NBFC Partner
Capri Loans
NBFC Partner
Aditya Birla Capital
NBFC Partner
Muthoot Finance
NBFC Partner
Home Loan Eligibility and Required Documents
CIBIL score should be 700 or above. If your score is lower, contact us.
For salaried applicants, bank statements and salary slips are required.
For self-employed applicants, ITR and GST documents are required.
If you are looking for a secured loan against property, please provide the property documents, relevant details, and the property’s location.
Common documents such as Aadhaar, PAN, and KYC documents are required.
Not Getting a Loan Due to a Low CIBIL Score?
Get Expert Guidance to Improve Your CIBIL Score and Explore Suitable Loan Options.
Home Loan Application: Step-by-Step
Follow our simple step-by-step guide to get a home loan based on your needs
Submit Your Details
Click the Apply button below and fill in the requested details to help our team understand your needs.
Review Your Eligibility
Our team will check your CIBIL score and other eligibility criteria, such as your age, location, income, and documents including Aadhaar, PAN, and payslips.
Resolving Credit Issues
After reviewing your documents, we will assess your credit profile, explain any issues, and guide you on improving your CIBIL score and clearing outstanding defaults.
Ask Your Doubts
We have a multilingual team where you can ask your questions about EMI tenure, interest rates, loan amounts, and more in your preferred language.
Loan Disbursement
Based on your eligibility, our lending partners will offer suitable loan amounts, interest rates, and EMI options, and disburse the approved amount directly to your account.